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Wednesday, December 7, 2022

How lengthy do I’ve so as to add a brand new automobile to my auto insurance coverage coverage?

If you will have auto insurance coverage protection for a distinct automobile and plan on transferring insurance coverage out of your previous automobile to your new one, many insurance coverage carriers supply a grace interval so that you can contact your agent and make the car swap. During the grace interval, your present auto insurance coverage protection robotically applies to your new automobile.


The size of the grace interval relies on your insurance coverage coverage. Many insurance coverage firms supply a brand new automobile insurance coverage grace interval for transferring insurance coverage from one automobile to a different, which might final anyplace from 24 hours to at least one month. Because this grace interval varies by insurance coverage firm, it’s essential that you just speak to your agent earlier than buying a automobile, so that you don’t run right into a state of affairs the place you get into an accident after your grace interval ends however earlier than you’ve secured correct auto insurance coverage protection to your new automobile.


If the car you’re changing doesn’t have complete and collision protection, your new car gained’t both with the automated protection supplied in the course of the grace interval.


If you don’t have a present auto insurance coverage coverage, you’ll must safe a coverage earlier than you’re allowed to drive the automobile off the lot.  Please tell us if we may also help you.


-Casey Shipley, CISR

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